Find the right loan for your business needs
Small business loan
Get up to $100,000 online quickly and easily to finance an upcoming project or expense.
- Cover expenses
- Pay suppliers
- Purchase inventory
Commercial real estate loan
Get interest-only payments and extra financing to cover related costs like downpayments and renovations.
- Buy land or buildings
- Cover construction costs
- Renovate your existing premises
Equipment loan
Buy equipment for your business and match your repayments to your cash flow cycle.
- Buy systems and equipment
- Cover related expenses
- Get additional credit for future purchases
Purchase order financing
Pay your suppliers directly without using your company’s day-to-day cash.
- Take on larger orders
- Buy more inventory
- Expand into new markets
Working capital loan
Realize your projects without relying on your day-to-day cash.
- Buy inventory
- Enter new markets
- Hire employees
Technology equipment loan
Cover your tech purchases with a fast, easy process and flexible terms.
- Buy hardware or software
- Tighten cybersecurity efforts
- Hire IT consultants
Loan for tech companies
Tailored loans for all stages of growth, with no requirement to sell your shares. We focus on your potential, not your assets.
- Keep your shares
- Accelerate go-to-market
- Hire employees
Business purchase or transfer loan
Flexible terms and guidance to support mergers, acquisitions, and business growth.
- Buy a business
- Sell your business
- Refinance vendor financing
Start-up financing
Get up to $150,000 to grow your business and expert advice to help you on your journey.
- Pay start-up fees
- Buy a franchise
- Invest in marketing
Certified green building loan
Get a loan to achieve your path to green certification
- Cover expenses
- Construction of a new building
- Purchase or renovate an existing building, with the intent of obtaining a certification
What you need to know before applying
Thinking about a loan? Make sure you and your business meet our minimum requirements.
Canadian-based
Your business is registered in Canada, even if you do business elsewhere.
Earning revenue
Your business has recorded sales.
Good credit
Your personal and business credit are in good standing.
Of legal age
All shareholders are of legal age in their province or territory.
Business bank account
Your business has an account with a financial institution.
Early-stage support
If your business is just starting out or doesn’t have revenue yet, we can connect you with partners who can support you.
Apply online, hassle-free
Easy-to-follow steps, minimal paperwork.
- Check eligibility Make sure you meet the requirements for the loan you’re applying for.
- Tell us about your needs Describe your project, your business and any shareholders.
- Get a tailored solution If you’re approved, we’ll send you a loan offer based on your financial needs and capabilities.
What sets us apart
As the only bank devoted exclusively to Canadian entrepreneurs, our business is your business.
A partner for success
We take the time to get to know you and your business, so we can work together to help you reach your goals.
Beyond interest rates
We offer built-in flexibility, with terms like principal payment holidays and seasonal repayment schedules that match your cash flow patterns, so you have breathing room to grow.
Stable, long-term funding
Our terms and conditions won’t change without due cause so that you can focus on your business, not the bank.
More than money
Success goes beyond your loan. Check out the extra resources available to you.
- Personalized support We pair you with a dedicated advisor who is always just a click, a call or a visit away.
- Tools to grow Access to resources, practical tools, templates, calculators and more to help you run your business.
- Extra expert advice Get strategies to improve your sales, marketing, operations and more with our network of over 500 business consultants across Canada.
Working with and for all Canadian entrepreneurs
Learn about financing and resources available to help your business. BDC and its partners support entrepreneurs from diverse and underserved communities.