Inclusive entrepreneurship loan
Get up to $350K to start or grow your business

Helping ambitious business owners from underserved communities get the financing, education and support they need to succeed.

man and woman
Our inclusive entrepreneurship loan offers up to $350,000 to businesses at least 51% owned and led by women, Indigenous, or Black entrepreneurs. It features affordable financing, no application or annual fees, and the option to postpone principal payments for up to 24 months.

Are you eligible?

Check out the requirements to apply for this loan.
Requirements
Location Based in Canada
Profitability Revenue of less than $3M
Ownership At least 51% owned and led by persons from an underserved community*

Apply online, hassle-free

1
See if you’re eligible
Provide information on the business and shareholders and confirm that you meet the eligibility criteria.
2
Apply online
Fill out a loan application with a BDC specialist.
3
Sign and receive your funds
Receive your funds, complete the Entrepreneurship Fundamentals online course and receive an additional interest rate reduction. (Conditions apply)

Perfect for projects, big and small

Portrait of manager with coworker working in background

Financing you can use to:

Launch growth projects

Purchase inventory to fulfill orders quickly, develop new products or launch a marketing campaign.

Purchase new or used equipment

Expand and modernize your operations, and increase your production capacity and efficiency.

Invest in technology

Purchase hardware and software, or boost revenue with a new e-commerce website.**

You’re in good hands

Choosing a loan is about more than just interest rates. The fine print is just as important—and our terms and conditions are designed to give you more flexibility and financial control over your business.

We’re there in good times and in bad

We’ve supported our clients through market downturns and other events beyond their control.

We're not one size fits all

We take the time to review your business needs and offer solutions that leave you enough breathing room to realize your goals.

We’re committed to you long-term

We won't change our terms and conditions or demand early repayment without a valid reason.

Why work with BDC?

A woman choosing natural cosmetic in store

Affordable financing

Preferential rate and no application fees or annual fees.

Postpone principal payments

Up to 24 months.

Improved financial know-how

Complete an online course and get an additional rate reduction.

Let’s build your success together

As Canada’s bank for entrepreneurs, we complement the role of other banks. We take on more risk, offer flexible financing and provide sound advice to help you build a strong, successful and resilient business.
106,000
entrepreneurs we work with across Canada
$55.4B
committed exclusively to business owners
93%
of our clients are satisfied with our services
$435B
revenues generated by our clients

The BDC difference

Terrence Taylor of Talks Too Much

“ BDC’s help was transformative. They helped me launch and promote my services. I am no longer in survival mode thanks to them. ”

Terrence Taylor
TALKS TOO MUCH International Speaking & Coaching
Speaker & Coach
Halifax, NS

Keep your business running at its best

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