Amid the Crowdstrike global outage, we are manually processing transactions and prioritizing clients with urgent disbursements planned for today. We invite our clients with time sensitive transactions to contact their BDC representatives directly for more information.

Amid the Crowdstrike global outage, we are manually processing transactions and prioritizing clients with urgent disbursements planned for today. We invite our clients with time sensitive transactions to contact their BDC representatives directly for more information.

Get up to $350K to grow or start your business

Inclusive entrepreneurship loan

Affordable financing

Preferential rate and no application fees or annual fees

Postpone principal payments

Up to 24 months

Improved financial know-how

Complete an online course and get an additional rate reduction

Our inclusive entrepreneurship loan is designed to help ambitious business owners from underserved communities get the financing, education and support they need to succeed.


woman smiling in front of her laptop

Are you eligible?

You could be eligible for an inclusive entrepreneurship loan* if your business meets the following criteria:

  • At least 51% owned and led by persons from an underserved community

  • Annual revenue less than $3M

  • Is based and registered in Canada

* For the purposes of this loan, underserved communities include women, Indigenous and Black entrepreneurs.

How it works

  • Provide information on the business and shareholders

  • Confirm that you meet the eligibility criteria

  • Fill out a loan application with a BDC specialist

  • Receive your offer (if approved)

  • Receive your funds

  • Complete the online course Entrepreneurship Fundamentals and receive an additional interest rate reduction

Ready to take action?

portrait of an entrepreneur during a meeting

Financing you can use to:

  • Launch growth projects

    Purchase inventory to fulfill orders quickly, develop new products or launch a marketing campaign.

  • Purchase new or used equipment

    Expand and modernize your operations and increase your production capacity and efficiency.

  • Invest in technology

    Purchase hardware and software, or boost revenue with a new e-commerce website.

For a limited time only, take advantage of preferred terms and conditions for loans up to $350,000. Subject to approval. Certain conditions apply. 


Frequently Asked Questions

Some commonly asked questions about BDC’s inclusive entrepreneurship loan 

Who is this loan for?

BDC’s inclusive entrepreneurship loan is designed for businesses owned by women, Indigenous people, and Black people.

The identified groups are defined as below:

  • Women: Individuals who live and identify as female.
  • Indigenous people: People who are members of a North American Indian group or a First Nation, or who are Métis or Inuit. The terms "North American Indian" and "First Nation" refer to status, non-status and treaty Indians.
  • Black people: Those who live and identify as Black.
Why is this program limited to certain groups?
Research indicates that women entrepreneurs, Black and Indigenous communities face barriers when starting and growing businesses. As we pilot our initial program, we identified groups of entrepreneurs that have been our focus and that we are well-prepared to assist at this stage of our inclusive entrepreneurship journey. While these communities aren’t the only historically underserved groups, we’re committed to greater inclusion. We look forward to learning from this temporary program and expanding offerings for other underrepresented entrepreneurs in the future. 
I’m part of the identified groups, but I’ve recently been refused another BDC loan. Can I still apply for the Inclusive entrepreneurship loan?
We generally recommend that a client or prospect who has recently been refused a loan wait at least six months before applying for financing again. If you feel that your situation has changed, you could talk to your BDC representative to get his or her advice about whether or not you could qualify for the initiative.
What is the Entrepreneurship Fundamentals learning program?

This program is offered by BDC Academy. It is comprised of four mandatory modules covering the topics of financial statements, profitability, cash flow and credit score essentials, and optional modules covering sales and marketing and networking.

How long is the program?
It takes 80 minutes on average to complete the mandatory modules. A final quiz will have to be successfully completed at the end to get the pre-authorized interest rate variance reduction on your loan.
How long will the loan be available?
The envelope will be available on a first come, first served basis, and the initiative will close on December 31, 2025, or sooner if the allocated envelope has been fully used.

Ready to take action?

Or call our Customer call center 1-877-232-2269

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