Logo - Business Development Bank of Canada - BDC
Maintain your company’s cash flow

Working capital financing

Apply now

Up to 6 years

To repay your loan

Up to 12 months

Principal payments postponement at the start of the loan

Your business has projects, but it requires money to undertake them. Many entrepreneurs face this challenge—which is why our working capital financing is unique and designed to help you realize key growth projects, without putting your everyday cash at risk.

For a limited time only, take advantage of preferred terms and conditions for loans* over $350,000.

Financing you can use to

Financing you can use to

  • Complement your line of credit

    Purchase inventory to fulfill orders quickly.

  • Launch growth projects

    Expand into new markets, develop new products, protect intellectual property, launch a marketing campaign.

  • Improve profitability

    Pay suppliers upfront to get special discounts, obtain certification, train employees.

Financing tailored to your needs

  • Unparalleled flexibility

    Match payments to your cash flow cycle to avoid using money needed for your day-to-day activities.

  • A “beyond the numbers” approach

    We look beyond banking ratios, including management expertise and the potential of your project.

  • Peace of mind

    Our terms and conditions don’t change without due cause. Plus, we don’t take personal assets as collateral for the loan.

Financing tailored to your needs
1642

BDC has been an indispensable financing partner since we started the business. With their in-depth knowledge of the beverage industry, they truly understood our needs and helped us grow exponentially.

Bastien Poulain

CEO and Founder, 1642

Read full testimonial

Pollinate Networks Inc.

BDC has grown with us! When we needed capital to pivot from a consulting business to becoming a tech company, they provided a flexible financial solution that really worked for us.

Christy Pettit

Founder & CEO, Pollinate Networks Inc.

Read full testimonial

Specialized financing solutions available

Specialized financing solutions available

If you have an asset-light company or require solutions that go beyond conventional financing, our Growth & Transition Capital experts can help you structure a financial package with repayment and interest terms adapted to your needs, without diluting ownership.

Ready to take action?

Apply now

If you are an Indigenous entrepreneur or a newcomer to Canada, discover solutions designed for you.

* Subject to approval. Certain conditions apply.

Share