Business purchase or transfer loan
Prepare for the next chapter in your business

Ensure a smooth transition when buying or selling a business with a loan tailored to your needs.*

*Conditions apply. Subject to loan approval.

Whether you’re buying a company, making a merger or purchasing a competitor, you don't have to do it alone. We partner with you to help you find a loan that’s easy on your cash flow and gives you the flexibility to take your business to the next level.

Are we a good fit?

Check out some of the general requirements to get a business purchase or transfer loan with BDC.

Minimum requirements

Location	Based in Canada
Profitability	Generating revenue
Credit history	Good track record

Applying is easy

Submit a loan request online

Tell us about your project and provide information about your business.

Talk to a representative

We will call you to discuss your project in depth, including the documents needed for our analysis.

Get a tailored solution

After evaluating your application, we’ll send you a loan offer based on your financial needs and capabilities.

Get started

Reach your next milestone

Colleagues have a casual meeting on a sofa

This loan can help you:

Purchase an existing business
Sell your business to a family member or a member of your management team
Refinance vendor financing (vendor take-back)
Access extra financing for intellectual property, goodwill and client lists
And more

You’re in good hands

Choosing a loan is about more than just interest rates. The fine print is just as important—and our terms and conditions are designed to give you more flexibility and financial control over your business.

We’re there in good times and in bad

We’ve supported our clients through market downturns and other events beyond their control.

We're not one size fits all

We take the time to review your business needs and offer solutions that leave you enough breathing room to realize your goals.

We’re committed to you long-term

We won't change our terms and conditions or demand early repayment without a valid reason.

Buy out with less doubt

We customize your loan to your needs

Our specialists work with you to find the right loan terms to protect your working capital when you need it most.

Cover extra costs

Get extra financing to cover the cost of additional expenses like lawyer’s fees, moving costs, etc.

Repay, your way

Match payments to your cash flow cycle to avoid using money needed for your day-to-day activities.

A man and a woman sitting side-by-side in a modern environment

Get access to a team of experts

You will be guided by seasoned experts who can answer all of your questions throughout the process. Our team has helped thousands of Canadian entrepreneurs navigate a business transfer.

Let’s build your success together

As Canada’s bank for entrepreneurs, we complement the role of other banks. We take on more risk, offer flexible financing and provide sound advice to help you build a strong, successful and resilient business.

106,000

entrepreneurs we work with across Canada

$55.4B

committed exclusively to business owners

93%

of our clients are satisfied with our services

$435B

revenues generated by our clients

Still have questions?

I’m thinking of buying a business soon. Can I prequalify for a loan?

No. We can only review your request for a loan once you have a negotiated agreement to buy another company and the relevant document to support it, such as an agreed purchase price, a letter of offer and closing date.

How long does it take to get financing?

Business purchase transactions require specific, detailed analysis. We recommend allowing ample time for the financing process to avoid potential delays or issues with the sale.

Does BDC help entrepreneurs find businesses to buy or sell to?

No. Our experts can help you navigate the business transition process, either as a seller or new owner but we do not have information on what businesses are available on the market.

Do you help clients determine a sale price for the business?

No. In order to apply for financing, you must already have agreed on a sale price. We have a free guide that can help.

Keep your business running at its best