Whether you're planning to renovate your offices or invest in a new warehouse, our commercial real estate loan adapts to your specific needs. Get great flexibility with an amortization period of up to 25 years and a variety of options that match your repayments to your business's reality.
Are we a good fit?
Check out some of the general requirements to get a commercial real estate loan with BDC.
| Location | Based in Canada |
|---|---|
| Time generating revenue | 24 months + |
| Profitability | Generating revenue |
| Credit history | Good track record |
Applying is easy
Perfect for projects big and small
This loan can help you:
- Buy commercial land or buildings
- Cover construction costs
- Expand or renovate your existing premises
- Replenish working capital depleted by real estate costs
- And more**
**This loan doesn’t cover the construction or operation of private schools, retirement homes or projects zoned for residential use.
You’re in good hands
Choosing a loan is about more than just interest rates. The fine print is just as important—and our terms and conditions are designed to give you more flexibility and financial control over your business.
We’re there in good times and in bad
We’ve supported our clients through market downturns and other events beyond their control.
We're not one size fits all
We take the time to review your business needs and offer solutions that leave you enough breathing room to realize your goals.
We’re committed to you long-term
We won't change our terms and conditions or demand early repayment without a valid reason.
Cement your business’s future with the right loan
Breathe easy with interest-only payments
Take a break on us and pay only interest for up to the first 36 months of your loan.
Minimize your downpayment
Depending on your project, get financing of up to 100% of the project cost to cover expenses like moving costs and downpayments.
Repay, your way
Match payments to your cash flow cycle to avoid using money needed for your day-to-day activities and take up to 25 years to repay your loan.
Let’s build your success together
As Canada’s bank for entrepreneurs, we complement the role of other banks. We take on more risk, offer flexible financing and provide sound advice to help you build a strong, successful and resilient business.
Still have questions?
What types of real estate projects do you finance?
What kind of documents will I need to supply?
Once your loan application has been submitted for review, you will be asked to supply one or more of the following documents:
- Company financial statements
- Purchase offer
- Phase I environmental report
- Assessment report (asset and/or structure value)
- List of leases, if applicable