Logo - Business Development Bank of Canada - BDC
Get support through your early stages to grow your business

Start-up financing

Business loan request

You are eligible to apply if you meet the following criteria:

Have a Canadian-based business established for the first time
Have been in operation for at least 12 months and generated revenues
Have a good credit history
Have a solid business plan ready—see our free template
You’ve reached the age of majority in the province or territory where you live
Have a reasonable financial investment in the business
Have experience or expertise in your chosen field
Demonstrate realistic market and sales potential
Confirm
Apply now

Up to $250,000

To jumpstart your projects

Up to 12 months

Principal payment postponement at the start of the loan

One of the biggest challenges for small businesses is getting adequate financing. We provide funds to help Canadian businesses who have been in operation for at least 12 months and have generated revenues* turn their business ideas into reality.

Financing you can use to

Financing you can use to

  • Get your company off the ground

    Purchase assets, pay start-up fees, or buy a franchise.

  • Build momentum

    Invest in marketing, a website or advisory services.

  • Complement your line of credit

    Replenish working capital depleted by start-up costs.

Financing tailored to your needs

  • Unparalleled flexibility

    Benefit from longer amortization periods and match payments to your cash flow cycle to avoid using cash needed for day-to-day activities.

  • A “beyond the numbers” approach

    We look at your business plan and its overall potential. We also take your experience into account.

  • Peace of mind

    Our terms and conditions don’t change without due cause. Plus, we don’t take personal assets as collateral for the loan.

Financing tailored to your needs
Jamie Hoobanoff

BDC not only helped me with financing, they provided me with tools and resources that helped structure the business and gave me the freedom I needed to build my company.

Jamie Hoobanoff

Owner, The Leadership Agency

Read full testimonial

Are you eligible?

  • Canadian-based business

  • In operation for at least 12 consecutive months and generating revenues

  • Demonstrate realistic market and sales potential

  • Good credit history

  • You’ve reached the age of maturity in the province or territory where you live

Ready to take action?

Apply now

If you are an Indigenous entrepreneur or a newcomer to Canada, discover solutions designed for you.

* Subject to approval. Certain conditions apply.