Maintain your company’s cash flow

Working capital financing

Up to 6 years

To repay your loan

Up to 12 months

Principal payments postponement at the start of the loan

Your business has projects, but it requires money to undertake them. Many entrepreneurs face this challenge—which is why our working capital financing is unique and designed to help you realize key growth projects, without putting your everyday cash at risk.

For a limited time only, take advantage of preferred terms and conditions for loans* over $350,000.

Financing you can use to

Financing you can use to

  • Complement your line of credit

    Purchase inventory to fulfill orders quickly.

  • Launch growth projects

    Expand into new markets, develop new products, protect intellectual property, launch a marketing campaign.

  • Improve profitability

    Pay suppliers upfront to get special discounts, obtain certification, train employees.

* Subject to approval. Certain conditions apply.

Financing tailored to your needs

  • Unparalleled flexibility

    Match payments to your cash flow cycle to avoid using money needed for your day-to-day activities.

  • A “beyond the numbers” approach

    We look beyond banking ratios, including management expertise and the potential of your project.

  • Peace of mind

    Our terms and conditions don’t change without due cause. Plus, we don’t take personal assets as collateral for the loan.

Financing tailored to your needs

Tony Russell

BDC helped us meet demand for our new product, grow revenue and make the move toward exports. This has strengthened our position as a major Canadian company on the international scene.

We’ve built a strong relationship with BDC. Apart from getting essential working capital to help us grow, they also helped us improve our financial management and triple our sales!

S. Clevett, S. Clevett Professional Accounting

BDC took the time to get to know my business and suggest lending solutions that I hadn’t thought of myself. They made the lending process easy for me.

Specialized financing solutions available

Specialized financing solutions available

If you have an asset-light company or require solutions that go beyond conventional financing, our Growth & Transition Capital experts can help you structure a financial package with repayment and interest terms adapted to your needs, without diluting ownership.

If you are an Indigenous entrepreneur or a newcomer to Canada, discover solutions designed for you.