Maintain your company’s cash flow

Working capital loan

Up to 8 years

To repay your loan, including initial postponement

Up to 24 months

Principal payments postponement at the start of the loan

Your business has projects, but it requires money to undertake them. Many entrepreneurs face this challenge—which is why our working capital financing is unique and designed to help you realize key growth projects, without putting your everyday cash at risk.

Take advantage of preferred terms and conditions for loans* over $350,000.

Financing you can use to

Complement your line of credit

Purchase inventory to fulfill orders quickly.
Launch growth projects

Expand into new markets, develop new products, protect intellectual property, launch a marketing campaign.
Improve profitability

Pay suppliers upfront to get special discounts, obtain certification, train employees.

Financing tailored to your needs

Unparalleled flexibility

Match payments to your cash flow cycle to avoid using money needed for your day-to-day activities.
A “beyond the numbers” approach

We look beyond banking ratios, including management expertise and the potential of your project.
Peace of mind

Our terms and conditions don’t change without due cause.

Jennifer Brodeur, founder of JB Skin Guru Inc

Working with BDC is refreshingly straightforward. With a simple click and signature, funds were deposited in our account within 24 hours.

Help us improve our website in less than 60 seconds by answering the following questions. Thank you for your help!

Was the information presented on BDC.ca easy to understand? Yes No

Did you find what you were looking for on BDC.ca? Yes No

Do you have any suggestions or improvements to propose to help us improve BDC.ca?

Specialized financing solutions available

If you have an asset-light company or require solutions that go beyond conventional financing, our Growth & Transition Capital experts can help you structure a financial package with repayment and interest terms adapted to your needs, without diluting ownership.

Ready to take action?

Apply now

If you are an Indigenous entrepreneur or a newcomer to Canada, discover solutions designed for you.

* Subject to approval. Certain conditions apply.

Working capital loan

Up to 8 years

Up to 24 months

Financing you can use to

Complement your line of credit

Launch growth projects

Improve profitability

Financing tailored to your needs

Unparalleled flexibility

A “beyond the numbers” approach

Peace of mind

Help us improve our website in less than 60 seconds by answering the following questions. Thank you for your help!

Specialized financing solutions available

Stay informed