Purchase Order financing
Up to 90% financing
To cover significant portion of PO amount*
Up to 18 months
To repay your loan
When you want to take on new business opportunities and are short of cash, PO financing is the ideal solution. You can increase your cash flow to fulfill large orders without shortchanging your operations**.
Financing you can use to
Complement your line of credit
Accept larger contracts, purchase inventory to fulfill orders quickly.
Launch growth projects
Expand into new markets, domestic or international***.
Improve profitability
Pay suppliers upfront to get special discounts, avoid currency exchange fluctuations.
* Excluding taxes, deposits and other payments received from the buyer. ** Subject to approval. Certain conditions apply. *** For domestic PO financing, BDC financing only. For international PO financing, partnership with EDC could apply.
Financing tailored to your needs
Unparalleled flexibility
Align loan repayment to PO payment terms, and take advantage of interest-only payments and one balloon payment at the end of the term.
Discrete financing
Loan disbursement to you so you can pay suppliers directly. No factoring on the loan—your clients will not pay BDC.
Avoid dealing with currency exchange fluctuations
Money disbursed in Canadian or U.S. funds.
Is your business going international?
EDC (Export Development Canada) and BDC are collaborating to support your business growth through the EDC-BDC International Purchase Order financing partnership, which provides you with vital capital to maximize opportunities in international markets.
If you are an Indigenous entrepreneur or a newcomer to Canada, discover solutions designed for you.