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Small Business Loan

Get up to $100,000

Quickly access the funds you need, at an interest rate you can afford. Best of all, you can postpone your capital payment for the first 6 months and repay your loan at your pace over 5 years.

Are you eligible?

Canadian-based business
Generating revenues for at least 24 months
Good credit history
You’ve reached the age of majority in the province or territory where you live

Use your loan to:

  • buy equipment
  • attend a tradeshow
  • purchase new software or hardware
  • apply for a patent or trademark
  • intellectual property protection
  • or other business expenses

3 easy steps:

Apply online
Get approved
Access funds

Apply for your loan now!

See terms and conditions

Apply now

We recommend completing the application on a computer.

Important note: We are currently receiving a higher than usual number of calls and financing requests, which might generate longer waiting times. We are treating requests as they come in.

If you have received an email confirmation, you don’t need to call us, we are working on your request. Rest assured a BDC representative will contact you as soon as possible. Thank you for your understanding.

Already a BDC client?

Easily apply for a loan, continue an application in progress or see the status of a request.

A small business loan made fast, easy and affordable


  • 100% online
  • No application fees
  • Follow your request in real-time


  • Postpone capital payment for the first 6 months
  • Repay your loan over 5 years
  • No penalties for early or lump-sum repayments

Competitive rate

Rather than using the cash you need for day-to-day activities, consider applying for additional financing at a competitive rate.

Limited personal risk

No personal assets taken as collateral; only a personal guarantee is required.

I saw an ad about the online loan and went to check it out. I didn’t have time to go to the bank in person and found that the application experience was smooth and totally painless. We run a cool fashion apparel business and we were looking to expand our website to attract more clients. This injection of quick cash enables us to extend our reach and develop more online business.