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Start-up financing

You are eligible to apply for a start-up loan

only if you meet all the following criteria:

Are a Canadian-based business established for the first time
Have been in operation for at least 12 months and generated revenues
Have reached the age of majority in the province or territory where you live
Have a solid business plan that demonstrates realistic market and sales potential—use our free template
Have a reasonable financial investment in the business
Have experience or expertise in chosen field
Have a good credit history
Apply now

For businesses who have been in operation for at least 12 months and have generated revenues.

BDC start-up financing offers you flexible repayment terms to protect your cash flow such as:

  • Longer amortization periods
  • The option to postpone capital payments at the start of the loan
  • Match payments to the seasonal or progressive cash flow pattern of your business

Are you eligible?

  • Canadian-based business established for the first time
  • Have been in operation for at least 12 months and generated revenues
  • Good credit history
  • Solid business plan ready—see our free template
  • You’ve reached the age of majority in the province or territory where you live
  • Have a reasonable financial investment in the business
  • Have experience or expertise in your chosen field
  • Demonstrate realistic market and sales potential
Apply online

If you are an Indigenous entrepreneur, discover solutions designed for you.

If you do not meet our eligibility criteria

We invite you to reach out to our partners who may be better positioned to support you with their programs:



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