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Start-up financing

Get your company off the ground

Benefit from a complete solution and BDC's extensive experience in start-up financing.

One of the biggest challenges for small businesses is getting adequate financing. That's why BDC's start-up financing is designed to provide a complete solution to help entrepreneurs achieve their goals.

For an early-stage business or in the first 12 months of sales, we can provide funds to invest in:

  • Working capital to supplement an existing line of credit
  • Fixed assets
  • Fund marketing and start-up fees
  • A franchise purchase
  • Advisory services

Benefits for your business

Flexible repayment terms to protect your cash flow

  • Longer amortization periods
  • The option to postpone capital payments at the start of the loan
  • Match payments to the seasonal or progressive cash flow pattern of your business
  • Make a 15% annual prepayment at any time without penalty

Peace of mind

  • Stable terms and conditions that don't change without due causes

Are you eligible?

  • Canadian-based business established for the first time
  • Generating revenues for less than 12 months
  • Good credit history
  • Solid business plan ready—see our free template
  • You’ve reached the age of majority in the province or territory where you live
  • Have a reasonable financial investment in the business
  • Have experience or expertise in your chosen field
  • Demonstrate realistic market and sales potential
  • Demonstrate key personal characteristics of a successful entrepreneur
  • Have a competent management team
Apply online

If you are an Indigenous entrepreneur, discover solutions designed for you.