Logo - Business Development Bank of Canada - BDC
Get up to $100K online

Small Business Loan

100% online

No application fees

Postpone principal payments*

Sometimes, you need to act fast to grab opportunities or conquer challenges. Our Small Business Loan is designed to help you quickly and easily access the funds you need with flexible terms you can afford*.

Small Business Loan

Financing you can use to:

  • Supplement cash flow

    Purchase equipment, software, or hardware without using cash you need for everyday activities

  • Sell online to increase sales

    Upgrade your website, purchase inventory, run marketing campaigns, hire a consultant

  • Cover expenses

    Pay suppliers, landlords, employees

Financing tailored to your needs

  • Unparalleled flexibility

    Postpone principal payments the first 6 months and repay the loan at your pace over a 5-year period.

  • Affordable and convenient

    Benefit from an affordable rate, no application fees, and no penalties for early or lump-sum payments.

  • Peace of mind

    Our terms and conditions don’t change without due cause.

Woman speaking on the phone about her financing needs

With BDC financing, we successfully launched and promoted two new rapid tests, along with a new AI-driven patient portal that will reach 6,000 pharmacies across Canada!

Mary Donahue - Founder of The Digital Wellness Center

I was totally impressed with the ease, speed and efficiency of BDC’s online financing, which helped me set up my business in record time.

Are you eligible?

  • Canadian-based business

  • In operation for at least 24 months and generating revenues

  • Good credit history

  • You’ve reached the age of maturity in the province or territory where you live

Ready to take action?

Check the FAQ

You are already a BDC client or you want to finalize an application? Go to Client Space

* Subject to approval. Certain conditions apply.

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