Liquidity support Helping you manage your cash-flow needs

It’s designed to provide working capital to help maintain operations, including regularly scheduled monthly debt or lease payments, protect jobs and give businesses time to adapt. The financing must be used solely for operational cash-flow purposes in Canadian operations.

Forestry manufacturers can apply for $250,000 to $25 million, while forestry service companies can apply for $250,000 to $10 million.

No, it varies slightly depending on your sub-sector. If you are a forestry manufacturer—for example, operating in sawmills, remanufacturing facilities, pulp and paper mills or finished wood products manufacturers—you must meet specific criteria:

• Must be subject (or potentially subject) to U.S. lumber duties (specifically for sawmills and finished wood product manufacturers) or show financial stress.
• Must have experienced either a minimum annual revenue decline of 20% or a reduction in annual Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) of 15% (for pulp and paper mills and remanufacturing facilities).
• Must be based and headquartered in Canada with operations in Canada.
• Must have a minimum of $2 million in annual revenue.
• The Loan must be strictly for operational cash flow.

And your loan terms, subject to approval, will be as follows:

• Loan of up to $25 million
• Term of 36 months

If you're a forestry service company operating in lumber harvesting or transportation, you must meet the following criteria:

• Must show a financial decline.
• Must report at least 60% of your revenue from your industry-specific activities (harvesting or hauling of logs, timber or primary wood products).
• Must have experienced either a minimum annual revenue decline of 20% or a reduction in annual EBITDA of 15%.
• Must be based and headquartered in Canadian with operations in Canada.
• Must have a minimum of $2 million in annual revenue.
• The Loan must be strictly for operational cash flow.

And your loan terms, subject to approval, will be as follows:

• Loan of up to $10 million
• Term of 96 months 

No. Terms vary by sub-sector. Manufacturers typically receive a 36-month, interest-only loan with a final balloon payment. Service companies may access a loan with a repayment period of up to 96 months, with an initial interest-only period followed by amortization.

Eligibility related to tariffs depends on your sub-sector.

• Finished wood products manufacturers must show at least 15% of revenue is subject to U.S. tariffs, with tariffs representing at least 5% of total revenue.
• Sawmills must be subject to (or potentially exposed to) U.S. softwood lumber duties.

For other sub-sectors such as remanufacturing, pulp and paper and service companies, eligibility is based on financial impact, such as a minimum annual revenue decline of 20% or a reduction in annual EBITDA of 15%, rather than direct tariff exposure.

This differentiated approach ensures that the liquidity support reflects how trade measures and market conditions affect each part of the forestry value chain.

Companies with revenues below $2 million can contact Canada’s Regional Development Agencies to identify funding and support programs tailored to their region.