Turn productivity investments into results
Transform large‑scale upgrades into measurable gains with structured support and capital.
Boost productivity
Digitally enabled equipment helps businesses work more efficiently and increase productivity.
Invest with clarity
Advice and financing make complex, costly projects easier to plan and implement.
Get preferential rates
On both financing and consulting2 for businesses in selected sectors3.
You can finance...
- Robotics systems
- Automation systems
- Automated production equipment
- Network hardware
- Connectivity equipment
- Specialized inspection equipment
- Advanced specialized equipment
- Renewable energy equipment
- Waste-management equipment
- Installation and integration costs
- Flexible financing Financing is available for loan amounts ranging from $350K to $5M, with the option to postpone initial capital payments for up to 2 years.
- More time to repay Loans can be amortized for up to 12 years, offering flexibility as you implement your project.
What your plan must include
Your plan should give you the clarity you need to choose the right technologies and prioritize your investments. It should cover:
Clear decision framework
A structured approach to evaluate options, prioritize investments, and make confident technology decisions.
Right technology choice
Clear recommendations for the most suitable technology or smart equipment based on your objectives and context.
Ready-to-execute plan
Defined implementation activities, timelines, and roles to ensure smooth and coordinated delivery.
Clear value and costs
An analysis of expected benefits alongside a realistic estimate of total project costs.
Download the checklist to see what a strong productivity plan includes. BDC Advisory Services can help you build one.
Minimum requirements
- Up-to-date plan for productivity improvements
- Canadian-based businesses with at least $5M in revenue
- Only these sectors are eligible: manufacturing; transport and warehousing; wholesale; construction; agriculture, forestry, fishing and hunting; architectural, engineering and related services; mining, quarrying, and oil and gas extraction.
- Demonstrate financial capacity to support the investment
- Investment focused on digitally enabled equipment or automation that improves productivity
With LIFT, benefit from preferential rates when you work with a qualified Canadian supplier or integrator for your productivity project.
Resources
Access free guides, articles and tools on technology and productivity to set you up for success.
Frequently asked questions
Both. Preferential rate financing supports investments in smart equipment, robotics, and automation. Consulting is available if you need support developing or strengthening your plan.
LIFT is for Canadian businesses with an annual revenue of $5M, investing in productivity, enhancing equipment. Eligibility also depends on your financial health, industry, and the nature of your project.
Developing a plan with BDC Advisory Services is an important step, but financing approval remains subject to BDC’s standard eligibility criteria.
For Productivity and digitally enabled equipment, LIFT is available to businesses with an annual revenue of $5M or more in the following sectors only:
- Manufacturing
- Transport and warehousing
- Wholesale
- Construction
- Agriculture, forestry, fishing and hunting
- Architectural, engineering and related services
- Mining, quarrying, and oil and gas extraction
The amount depends on your revenue, project scope, business profile and your company’s financial strength. In some cases, financing can exceed the base cost of equipment to include eligible implementation expenses, subject to review and approval.
Yes. BDC offers other financing and consulting options to support digital transformation and equipment investments. A BDC advisor can help you determine the best solution for your needs.
Digitally enabled equipment has built-in smart capabilities that can collect, process, connect, or share data to improve productivity, efficiency, maintenance, or decision-making. Here are some examples of digitally enabled equipment for each industry eligible for the Productivity path. This list is not exhaustive; our experts can assess your needs and provide you with more information related to your project.
| Industries | Digitally enabled equipment examples | ||
| Manufacturing |
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| Transportation and warehousing |
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| Construction |
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| Agriculture |
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| Wholesale |
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| Mining & Oil/Gas |
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| Engineering Services |
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Ready to apply?
1. When technology solutions are provided or integrated by a Canadian supplier. Conditions apply.
2. Preferential financing rates and terms when technology solutions are sourced from Canadian suppliers. Financing subject to conditions.
3. The only eligible sectors are: manufacturing; transport and warehousing; wholesale; construction; agriculture, forestry, fishing and hunting; architectural, engineering and related services; and mining, quarrying, and oil and gas extraction only.