Working capital financing
Up to 6 years
To repay your loan
Up to 12 months
Principal payments postponement at the start of the loan
Your business has projects, but it requires money to undertake them. Many entrepreneurs face this challenge—which is why our working capital financing* is unique and designed to help you realize key growth projects, without putting your everyday cash at risk.
Financing you can use to
Complement your line of credit
Purchase inventory to fulfill orders quickly.
Launch growth projects
Expand into new markets, develop new products, protect intellectual property, launch a marketing campaign.
Pay suppliers upfront to get special discounts, obtain certification, train employees.
* Subject to approval. Certain conditions apply.
Financing tailored to your needs
Match payments to your cash flow cycle to avoid using money needed for your day-to-day activities.
A “beyond the numbers” approach
We look beyond banking ratios, including management expertise and the potential of your project.
Peace of mind
Our terms and conditions don’t change without due cause. Plus, we don’t take personal assets as collateral for the loan.
Specialized financing solutions available
If you have an asset-light company or require solutions that go beyond conventional financing, our Growth & Transition Capital experts can help you structure a financial package with repayment and interest terms adapted to your needs, without diluting ownership.
BDC helped us meet demand for our new product, grow revenue and make the move toward exports. This has strengthened our position as a major Canadian company on the international scene.
We’ve built a strong relationship with BDC. Apart from getting essential working capital to help us grow, they also helped us improve our financial management and triple our sales!
BDC took the time to get to know my business and suggest lending solutions that I hadn’t thought of myself. They made the lending process easy for me.
If you are an Indigenous entrepreneur or a newcomer to Canada, discover solutions designed for you.