Working capital loan Take on projects without risking your everyday cash

  • Pay only interest at the beginning of your loan
  • Prepay up to 25% annually
  • Match payments to your cash flow cycle
  • Preferred rates for qualifying new loans over $350K
Check your eligibility

*Conditions apply. Subject to loan approval.

Invest in your business growth

Coffee shop owner looking at his inventory

Bolster your budget, whether you’re planning for today or tomorrow

  • Seasonal repayments to keep cash in your business when you need it

  • Interest-only payments for up to the first 24 months of your loan

  • Take up to 8 years to repay

Check your eligibility

This loan can help you

  • Buy inventory

  • Pay suppliers

  • Expand into new markets

  • Develop new products

  • Protect intellectual property

  • Launch a marketing campaign

  • Obtain industry-specific certifications

  • Hire or train employees

  • And more

Check your eligibility
3 step online loan application process screen capture previews

What to know before applying

To apply for a working capital loan with BDC, your business must:

  • Be based in Canada

  • Have a good credit history

  • Be generating revenues for at least 24 months

Check your eligibility
3 step online loan application process screen capture previews

How does it work?

  • Submit a loan request online with information about your project and your business.

  • We will call you to discuss your project in depth, including the documents needed for our analysis.

  • After evaluating your application, we’ll send you a loan offer based on your financial needs and capabilities.

Check your eligibility

Join the 100,000+
Canadian entrepreneurs
who work with BDC

Join the 100,000+
Canadian entrepreneurs
who work with BDC

We are the only bank devoted exclusively to Canadian entrepreneurs. For over 80 years, we’ve supported businesses in all industries and at all stages of development.

You’re in good hands

We’re there in good times and in bad

We’ve supported our clients through market downturns and other events beyond their control.

We're not one size fits all

We take the time to review your business needs and offer solutions that leave you enough breathing room to realize your goals.

We’re committed to you long-term

We won't change our terms and conditions or demand early repayment without a valid reason.

Take it from our clients

BDC has been an indispensable financing partner since we started the business. With their in-depth knowledge of the beverage industry, they truly understood our needs and helped us grow exponentially.”

Bastien Poulain

CEO and Founder, 1642

Ready to get started?

Check your eligibility

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