Are you looking to finance the commercialization of a new product or service? Are you thinking about R&D? Or simply seeking to improve a business process?

BDC can help you finance innovation projects that enhance your reputation in the marketplace. 

BDC long-term financing can help

• Buy equipment or machinery that improves your operation and streamlines your layout
• Pay for market research on new products and services
• Cover employee training costs for innovative new projects
• Pay for external consulting advice such as an innovation diagnosis
• Cover the expansion into new markets

 What BDC looks at when you apply for financing

• Your operating line of credit from a financial institution
• An experienced management team
• Solid profits supported by recent financial statements prepared by an accredited accountant
• Projected sales growth or increased profitability
• Adequate level of equity in the business
• Other relevant aspects of your business

Why choose BDC?
Experience	We share your risk by providing a higher percentage of long-term financing on your fixed and intangible assets We provide better financing flexibility that allows you to manage your day-to-day operations
Flexible repayment terms	Tailored to your business cash-flow Longer amortization periods Seasonal or progressive repayment schedules Possibility to prepay up to 15% of your balance per year
Peace of mind	Our loans are primarily secured by business assets We support you during good and difficult times
A beyond-the-numbers approach	We look at the whole of your business and provide financing based on your needs, potential for growth and project viability Your management team's experience, strategies, goals, and your financial commitment are equally important
Unmatched customer focus	We can invest the time needed to help you succeed. Our knowledgeable employees want to help your business grow

Are you looking for advice

Do you need assistance with developing and better managing your innovation strategy? BDC Consulting can help you with:

• Diagnosis, gap assessment and innovation planning
• Identifying strategic opportunities for innovation
• Developing business cases and implementation plans for innovation projects
• Finding sources of funding for your initiatives
• Preparing SR&ED submissions

Take the next step
	If you would like us to contact you, please fill in this form.
	You can also call 1 877 BDC- BANX (232-2269) or visit your local business centre.