Transition financing

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Business transition financing

Sell or transfer your business with flexible financing

When it's time to retire or move on to other ventures, the buyers of your business may need financing so you can get your equity out. BDC can help finance the transition of your business, which may include:

  • Passing the business along to children or other family members
  • Selling the business to management and/or other employees
  • Selling the business to an outside buyer

BDC offers several long-term financing possibilities depending on your circumstances:

  • A long-term loan based on the value of your fixed assets such as land, building, equipment, or shares in an existing business
  • An unsecured loan for intangible assets such as intellectual property, goodwill, and client list
  • Subordinate financing based on risk and benefit sharing
  • Vendor take-back financing

BDC can offer...

and that helps you...

Longer repayment periods Free up cash flow
Customized repayment schedules Match payments to the seasonal or progressive cash flow patterns of the business
An option to defer payments on the capital Free up even more cash flow to keep the business strong and healthy
Collateral requirements that exclude personal assets Limit personal risk
15% annual prepayment feature without penalty at loan anniversary Pay down debt when the business has surplus cash
Long-term committed financing with stable terms and conditions that will not change without due cause Be confident that BDC is committed to the business in good times and bad

READY TO ACT?

OR 1877 BDC-BANX (232-2269)






 
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