Financing possibilities

• Working capital;
• Acquiring fixed assets;
• Marketing / Start-up Fees;
• Buying a franchise.

How can BDC help?

• Long-term financing;
• Consulting services to support your business goals;
• Start-up tools (Business plan, Entrepreneurial self-assessment);
• Benefit from BDC's extensive experience in helping innovative start-ups.

Advantages of doing business with BDC
BDC's start-up financing provides a total solution for small businesses. Depending on your situation, BDC may be able to offer:

• Up to $100,000 in financing;
• Up to a 6 year repayment period;
• Progressive or seasonal repayment options tailored to your business' cash flow;
• Possibility of deffered capital payment; 
• Guaranteed term: financing cannot be recalled without due cause;
• Your choice of floating or fixed interest rates; 
• Fast-track, no penalty repayment options up to 15% of remaining balance per year.

Criteria for financing
BDC's financing solutions can provide support to entrepreneurs who:

• Are in the start-up or early growth phase (first 12 months of sales);
• Can demonstrate realistic market and sales potential;
• Possess experience or expertise in their chosen field;
• Demonstrate key personal characteristics of a successful entrepreneur;
• Have assembled a competent management team;
• Have invested reasonable financial resources in the enterprise;
• Can provide personal and credit references.

Specialized solutions

Venture capital for the telecommunications sector
BDC's Venture Capital team offers a wealth of experience and financial support to help your start-up/early stage telecommunication or IT firm achieve its goals.

Co-Vision: Start-up financing program
Customized term financing up to $100,000 for new businesses demonstrating long-term viability.  If requested, BDC can also provide personalized management support.

Term financing
Flexible term financing for a variety of commercially viable projects, including expansion projects, plant overhauls, the purchase of existing businesses and the acquisition of fixed assets. In some cases, financing may be used to reconstitute working capital depleted by capital expenditures or to finance sales growth.

The next step
Explore your financing options. Alternatively, you can call 1 877 BDC BANX (232-2269) or visit your local business centre.