Working capital loan and financing | BDC.ca
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Working capital term loan

“BDC’s support was instrumental in helping us get new clients and position ourselves for future growth.”

Read Thomas Decsey’s testimonial
Picturesque Frames Co. Inc.

Get your next project underway

Access the extra funds you need.

When you're planning a project but don't want to jeopardize cash flow, a working capital term loan can be just the solution you need.

It can help you finance a wide variety of initiatives.

  • Developing and launching new products
  • Developing new markets, at home or abroad
  • Boosting inventory to meet demand
  • Adding e-commerce to your business
  • Upgrading your promotion and marketing strategy
  • Attending a trade show

Apply online

Benefits for your business

Flexible repayment terms to protect your cash flow
  • Repay your loan over a period of up to 8 years
  • Postpone capital payments for up to 12 months at the start of the loan, if you wish
  • Match payments to the seasonal or progressive cash flow pattern of your business
  • Make a 15% annual prepayment at any time without penalty
Limited personal risk
  • Your personal assets are not taken as collateral for the loan
Peace of mind
  • Stable terms and conditions that don't change without due cause
Apply online

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